Identity & KYC
Automated verification, sanctions screening, and distinct retail and corporate onboarding.
THE OPERATING CHALLENGE
More than a customer interface
Align strict AML and KYC controls with a clear onboarding experience for retail and corporate investors.
Replace manual underwriting with consistent, data-driven scoring and approval workflows.
Digitize the complete loan lifecycle while preserving auditability and market-specific controls.
THE CONFIGURED SOLUTION
One foundation, composed for this product
EMK configured a P2P marketplace around reusable identity, decisioning, investment, servicing, and control capabilities, then integrated the platform with the providers required by the operating model.
Scoring & decisioning
Risk rules and objective scoring support faster, consistent lending decisions.
Investment operations
Opportunity discovery, allocation, portfolio visibility, and cash-flow reporting.
Document automation
Dynamic contracts and integrated e-signature workflows remove paper from the lifecycle.
Security & control
Granular roles, encrypted data, and comprehensive audit trails protect every operation.
Private deployment
Deployment options keep sensitive data inside the required jurisdiction and environment.
OPERATING EVIDENCE
What the product demonstrates
The platform reached more than $5M in total volume within six months of production launch.
Automated workflows support more than 100 daily transactions and thousands of verified borrowers.
One operating foundation supports investor, borrower, compliance, and back-office workflows.